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Buying Insurance
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Do I need to upload documents on Shory to buy a policy?
Our platform is integrated with government services. This means that with just yo
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Can you do the payment on my behalf?
Our Shory Ambassadors are happy to help you get quotes, but when it comes to the
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What's my T.C. number?
T.C. number stands for Traffic Code number. It’s also known as your Traffic File
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I don’t have a T.C. number. Can I still buy from Shory?
Unfortunately, you can’t buy car insurance without a T.C. number. You get a T.C.
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My ID card has expired. Can I still buy insurance?
Yes, you can buy your car insurance from Shory! If you’re a UAE national or resid
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My car registration has expired. Can I still buy car insurance?
Yes, you can. As a matter of fact, you need a valid car insurance policy to renew
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What is a No Claim Discount (NCD) and how do I get it?
A No Claim Discount (NCD) is a form of reward that you (the policyholder) get fro
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When do I get my car insurance policy?
Your car insurance policy is instantly issued after the payment is processed!We d
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How long does it take to link my insurance to the traffic department system?
This usually takes an average time between 15 minutes to 1 hour in most cases, be
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My son or daughter will be driving my car. Will they be covered by my insurance policy?
If you have Third Party Liability (TPL) insurance, your car will be covered regar
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Do I need a driving license to buy from Shory?
Yes, you need to have a valid UAE driving license to buy any policy from our pane
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Should I buy third Party liability insurance or Comprehensive insurance?
If you ask us, go with the highest protection that you can get. That’s comprehens
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What are the types of car insurance?
Insurance companies offer two types of policies: Comprehensive and Third Party. T
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What you get with comprehensive insurance:
It protects you and your car, that means it covers damage to you and others.It ca
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Benefits of comprehensive insurance:
You can claim for accidents that are your fault. If your car is stolen, your insu
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What you (don't) get with Third Party insurance:
It is, by law, the minimum insurance you need to drive a car. It only protects “t
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Benefits of third party insurance:
It’s cheaper than comprehensive insurance (because it covers less)
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What is Takaful insurance?
Takaful insurance is a type of Islamic insurance that operates in compliance with
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Does Shory provide Takaful Insurance?
Shory works with a number of insurance companies, some of which are Takaful speci
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Is the quote I got accurate?
Yes! The policy price is exactly as stated. No hidden fees. The quotes you get fr
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What’s the vehicle license/vehicle registration card?
Your vehicle license, or vehicle registration car is also known as a ‘Mulkiya’. T
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What’s my customs card number?
Your customs card is also known as the Vehicle Clearance Certificate (VCC). This
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Can I get multiple quotes?
Shory allows you to easily generate multiple quote lists (groups of quotes) for d
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How long are my quotes valid for?
In general, your quotes are valid until the same day of the policy effective date
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What’s the difference between a personal car and a commercial vehicle?
A personal car is your private car, you can’t use it for commercial use. Commerci
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What does it mean when a car is “GCC spec”?
This refers to where the car comes from. A GCC-spec car is designed for the hot a
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What is coverage?
Coverage is the amount of insurance that you bought. It protects you from paying
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What is an excess?
An excess is the amount that you pay yourself before your insurance company cover
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How do I choose the right excess amount?
Choose a high excess if you want to lower your insurance premium, and if you can